Motor Vehicle Insurance
3 levels of cover
Suncorp offers you a number of options and 3 levels of cover, so you can take out motor vehicle insurance to suit you.
Levels of cover available are:
- Third Party Property - cover for loss or damage to another person's property caused by your vehicle.
- Extra - Fire, Theft and Third Party Property Damage cover.
- Comprehensive - for full vehicle protection.
Rating 1 For Life
If you have been a Rating 1 driver with your current insurer for the past 2 years and have made no 'at fault' claims in that time, you're automatically eligible for Rating 1 For Life at no extra cost. Your Rating 1 is protected, no matter how many claims you have in the future or who is at fault.
2 Year New Replacement Vehicle
If you are the first registered owner of a car, 4WD, motor cycle, utility or van up to 2 tonnes carrying capacity, you can choose to accept a new replacement vehicle of the same make, model and series if your vehicle:
- has comprehensive cover and
- is a total loss within 2 years of the date your vehicle was first registered.
Lifetime repair guarantee
The quality of materials and workmanship used in authorised repairs are guaranteed for the life of your vehicle, even if you no longer own it. This means that we will fix up any problems caused by faulty material or workmanship.
7 Day Repair Guarantee
With Suncorp, if you're able to drive your comprehensively insured motor vehicle into one of our assessment centres after your claim is approved, we'll have you back on the road within a week!
Windscreen/Window glass Option
If you have comprehensive cover, you can pay extra to receive cover for your windscreen or window glass on your vehicle. If your windscreen is damaged as a result of an event you will not have to pay any excess for the first claim per insurance period.
Hire car after an event Option
If you pay extra and have comprehensive cover, you can have the use of a 'small' category hire car (sedan or hatch) for up to 14 days if your vehicle is damaged by an event. Please read the Product Disclosure Statement for full details.
No Claim Discount
You could save up to 60% off your comprehensive insurance premium with a No Claim Discount. We will also give you a No Claim Discount if you have been driving a company vehicle and had no accidents or claims.