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Borrow any amount from ￡1,000 to ￡25,000 with a northern rock unsecured loan. You can spread your repayments over one to ten years. Use our loan calculator to find out what your monthly payments will be.

Our loanprotect insurance cover provides complete peace of mind and we are currently offering a 20% discount on all loanprotect products when you apply for your unsecured loan online. As the interest rate on our unsecured loan is fixed, you can be sure that your personal loan remains affordable. With our express service option your personal loan can be in your bank account ready to use the same day we receive your fully completed documents. Compare our unsecured loan rates with other major lenders.

Apply for a personal loan online
Why not apply for an online unsecured loan? Just fill out our online loan application form.

Before you complete the application form you may wish to refer to our technical help. Please disable any pop-up blockers before applying.

You are welcome to apply for a northern rock loan if:
You are aged between 21 and 80.
You are not unemployed i.e. working/ retired or receiving disability allowance.
You have no CCJs or adverse credit.
You have been resident in the United Kingdom for at least 3 years
online loan application process
To apply, you’ll need to:

Confirm that you’ve read the terms and conditions and charges.
Provide us with some simple security information so you can save your application at any stage of the process.
You’ll also need the following details to hand so you can submit the final application:

Your bank sort code, account number and address.
Your monthly income and expenditure.
Your previous addresses for the past three years (if applicable).
For loans over ￡10,000, you’ll be required to provide proof of income in order for us to complete your loan application. We’ll need your last three months’ pay slips or two years’ audited accounts/tax assessments if you’re self employed.
We’ll usually provide an instant decision for online loan applications. However, in some circumstances, we may need to contact you regarding your application.