We provide travel insurance policies from Access America, CSA Travel Protection
Global Underwriters, HTH Worldwide, International Medical Group, M.H. Ross, MEDEX, MedjetAssist, MultiNational Underwriters, On Call International, RBC Travel Protection, Specialty Risk International, Travel Guard, Travelex and TravelSafe. Although an overview and comparison of each policy is available here, the best place to compare all of our policies is from our quote page.
These policies are designed for travelers going on a single trip. They can be used for Cruises, Tours, Flights, House Rentals and a world of other trip types.
All offer Trip Cancellation, Baggage, Medical, Dental, Emergency Evacuation, 24 Hour Traveler Assistance, Baggage Delay, Travel Delay, and Accidental Death Coverages. Some policies also have options for Collision/Damage coverage for rented cars, Flight Insurance (a form of Accidental Death Coverage while flying only) and added Emergency Evacuation insurance. Some package policies include coverage for children at no extra charge.
Business Package Policies
These policies are uniquely designed for individual business travelers and small to mid-size companies with traveling employees. Business Package Policies provide coverage for multiple business trips throughout the year [total business travel days of 30, 60 , 90, 91+ per year] or a single business trip.
All policies offer coverage for business-relevant concerns including Trip Cancellation, Identify Theft Protection, and Concierge Services. Most uniquely, they also provide for Baggage and Business effects including the costs of trade shows and business conferences as well as the expense of lost, stolen and /or damaged laptops, cell phones and booth exhibits.
Travel Medical Policies
These policies provide Medical Coverage for travel up to a year in length. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption.
Multi-Trip Medical Policies
These policies provide annual Medical Coverage for multiple trips throughout the year. All policies have trip length restrictions of either 15, 30 or 70 days. Some include coverage for evacuation, flight, accidental death, limited baggage, and trip interruption.
Flight Accident Policies
These policies are designed for travelers going on a single trip and provide coverage for Flight Accident Insurance (a form of Accidental Death Coverage while flying).
Travel Major Medical Policies
These policies are designed for travelers who are going abroad for at least 6 months and require more permanent insurance. These plans provide comprehensive medical protection including emergency medical treatment, wellness care and optional prescription drug coverage. Like most major medical policies, these plans contain both in and out of network coverage, deductibles and co-payments and have the added travel benefits of accidental death and emergency medical evacuation protection.
Accidental Death Policies
AD & D policies (Accidental Death & Dismemberment) are designed for travelers going on a single trip, or can be written on an annual basis for individuals, businesses or groups. These policies provide protection in the event of a loss of life or dismemberment injury sustained while traveling. These polices can be written with benefit limits up to $20 million.