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They are our best friends and often one of the most important things in our lives, yet we often leave them uninsured and the consequences can be expensive. Your dog or cat may suffer an accident, become ill or injure somebody. Insurance Cover
Pet insurance plans can cover such eventualities as your pet having an accident, sickness, compensation for having to cancel your holiday, money for advertising or to pay a reward if your pet is lost or stolen.

Pet Insurance Guide

The level of cover varies with each policy, but most provide cover for the following categories:
Vet Fees
Death Benefit
Holiday Cancellation
Boarding Fees
Theft/Straying
Advertising/Reward
Third Party Liability
Accidental Damage

You should always check the small print on your policy for exclusions as some things aren't covered, for example; the cost of treatment for any condition which occurred before the policy started, flea control, vaccinations or spaying and castration. There are also some types of dogs which cannot be insured, for example; racing dogs, guard dogs, working dogs or dogs registered under the Dangerous Dogs Act.

Using the Pet Insurance Finder
The pet insurance finder takes less than 30 seconds. There are three simple questions to complete after which you will be able to view a table of results, listing available policies in order of price. You can sort these by cheapest monthly premium or cheapest annual premium and find the best policy for your needs.

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http://uk.virginmoney.com/pet-insurance/covered.html
We offer three types of pet insurance:

Accidental injury
The cheapest way of insuring your dog or cat, designed to help you cover one-off, unexpected costs if your pet is involved in an accident. It also includes lots of other benefits too. If you think pet insurance is a luxury you can't afford, this could help you think again.

Accident and illness
This covers your pet against accidents and illness, with a maximum time and amount we'll pay out for each condition - so premiums are kept affordable.

Accident and illness extra
Maximum cover at a competitive price. It covers your pet from the start of any accident or illness for the rest of its life or until you reach the maximum amount we'll pay out.