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Welcome to our community. We bring you financial peace-of-mind with tools and tips for reducing your debt and repairing your credit, dealing with loans, creditors, collection agencies, budgeting and much more. When you sign up, our Ranking Chart helps us to refer you to the right credit consultant based on:
Your current financial status.
Your State of residence.
The amount of debt you owe.

The goal of our community is to make you debt free, improve your credit rating and stop collection agencies from bothering you.

We will provide you with unbiased information and counseling to help you decide between debt consolidation, debt settlement, credit counseling and budgeting to become debt free. We will also give you the inside scoop on how to improve your credit rating and stop the collection agencies from harassing you. For a free no-obligation consultation from a credit counselor, please fill out the short form below, and you will be contacted at the earliest.

With debt CC you can:
- Lower your monthly payment
- Reduce interest rates
- Waive late fees
- Eliminate collection calls
- Avoid bankruptcy
- Have only one monthly payment
- Become debt free in 12-36 months

Unsecured financial obligations like credit card debts, payday loans, utility bills, medical bills, student loans etc
Total Secured loans like mortgage, auto loans etc.
Balance on each credit card.
If you own a home in which you might have some equity.
Principal / Interest component of the total of each credit card.
Our Ranking Chart, which has over 150 credible debt consolidation companies (based on community feedback) offering consolidation, settlement, counseling and budgeting services, will find the consultant best suited to your needs. After free counseling, you are free to accept or reject the offers suggested by the counselor. If you have any further queries, please feel free to discuss it with our community consisting of people who have been in similar circumstances.

As you start the journey towards a debt free life, we suggest you go through these helpful articles and tools:
1. 12 ways of solving your debt including debt consolidation: We have compiled a list of 12 different ways of solving debt related problems.
2. Benefits of Debt Consolidation: Packages like credit card debt consolidation are the most popular solutions to free you from debt burdens. It eliminates your total debts by as much as 40% to 60% and also reframes the remaining amount into easy monthly installments.
3. Avoid Bankruptcy: Through chapter 7 and chapter 13 bankruptcy you can hardly eliminate your debts. It is just a temporary relief from the continuous sufferings of debt.
4. Credit Counseling: Avail our free credit counseling. We negotiate with your creditors and eliminate your debts to free you from debt burdens.
5. Calculators: Use our advanced & interactive calculators and solve intricate debt related calculations with a few clicks.