What is a cash advance?
A cash advance is a quick and easy way to take care of financial emergencies. If you are stuck between paydays and need cash, just complete our short and simple application. We don't run credit checks and in most cases faxing is not necessary. Once you complete the application, one of our loan supervisors will call you back to confirm your loan and issue you the loan. The money is direct deposited to your bank account by the next business day!
Will I be able to qualify?
Qualifying is easy and we don't require credit checks. You can still acquire a loan even if you have a bankruptcy, bounced checks or charge offs. If you meet the following basic requirements, you qualify.
A monthly income of at least $1000.00 per month. A U.S. citizen and at least 18 years old; An active bank account; Other minimum requirements may apply. Get approved for a cash loan now. It's never been easier!!
Can I qualify for any amount?
You can qualify for a minimum of $150.00 and a maximum of $1500.00. How much you will qualify for depends on your monthly income combined with other factors. To find out how much you qualify for, fill out our quick online application. It will take you about two minutes and you will know within the hour how much money you qualify for and have it in your bank account by tomorrow or the next business day depending on your bank. It's that simple and no credit check is needed.
How much will it cost?
It cost you less than overdraft fees and bounced checks and the cost is far less than the price of losing your job if you can't get to work. The fees vary and are determined based on the information you provide on your application. It's emergency cash when you need it and that is exactly what cash advance loans are for. They save you the headache of being stuck in a bad spot between paydays. Your cash will be wired to your bank upon approval!
How soon can I get my money?
The first step is to confirm your loan details. You will receive an email containing your username and password. You must login and confirm your loan information. If you do not receive an email shortly after submitting your loan application.
When do I repay the loan?
Repaying your loan is just as easy and convenient as securing the loan. The loan amount plus fees will be drafted from your bank account on your next payday. If you can't come up with all of the money, we will allow for a loan extension and deduct just the loan fee. When you are ready to repay, your loan plus fees will be deducted from your bank account.
How can I get a copy of my loan documents if I don't have a printer?
If you do not have a printer and need a copy of your documents, you will need to do the following: Go to our "contact us" page and select "I have a question regarding a PENDING loan". There are several ways for you to obtain your documents: We can fax them to you or we can email them to you. If you don't have a fax machine readily available, we can fax them to your local Kinko's, Mail Boxes Etc., or PostNet where you can pick them up. One of our helpful customer service representatives will contact you to make arrangements.